I made an appointment with the local repro endocrinology clinic! I am proud of myself.
I had a good talk with my OB/GYN, who seemed as if she was expecting this call from me (or at least that's how she played it--I appreciated it).
So I started to look into my insurance seriously, made a few calls. And it turns out that the situation is even worse than I expected. My insurance is actually willing to cover treatments for infertility (i.e. insemination); but my LOVELY LITTLE NORTHEASTERN STATE imposes mandates that completely void my insurance. Firstly (and the only one that really matters here), is that I must be married to receive this coverage. The 2nd mandate (I love this) is that a married couple must have been trying for a year--unsuccessfully--in order to receive insurance coverage for infertility. I'm assuming doctors all over just fudge that one. I mean how many couples notify their doctor the day they start trying? Give me a break.
So, yea. There will be no insurance coverage for me. None.
Not sure what these mandates are supposed to be doing, but my suspicions are that in my very Catholic, very tiny state, our very conservative governor is worried about unmarried females (read: gay females?) trying to have children without a living breathing male in the room. Forget unmarried straight females--that's just wrong.
I'm very curious if this is only the case in my state, because I would seriously consider moving. I live close enough to a border that it wouldn't be a big deal. I would love to see this issue in the media...but really, what politician is going to want to broach THIS subject? I don't see it happening.
I'm going to see how things go at the clinic and go from there. I think all this information is just going to be helpful to me as I consider my best path...